M3 Payments is the online payment platform of the awarded social bank challenger Moneymailme - UK’s Best Social Payments App in 2017.

Since 2015, we’ve worked on finding the best ways to help both individuals and businesses send and receive money across the world quickly and safely without large fees.

Transparent Fees

By using M3 Payments, companies worldwide can benefit from a comprehensive international payment platform with great rates and they can control exactly what they are paying with the service. We apply a percentage markup of 0.33% to the exchange rate.


for online onboarding.
For offline onboarding, the fee can be negotiated based on monthly volume.

Limitless Payments

Our Objective

While high fees for international payments are still an issue facing consumers and companies alike, instead of springing surprise fees and unfair exchange rates when converting and sending money, M3 Payments charges a simple and explicit fee.

Our goal at M3 Payments is to empower businesses to make international online payments easier, cheaper and more transparent and to transform the way you do business.